Abbey Barn Park, High Wycombe
A selection of newly built 1 and 2 bedroom Shared Ownership apartments. Each home is finished to a great specification and comes with allocated parking and private outside space. Now available to reserve off plan.
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Weavers Gate, Codicote
Join the team for a virtual 121 appointment this month with availability on 29th January. Shared Ownership can also be the perfect solution for people looking to downsize or a change in living arrangements.
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Parkside, Watford
Move in today. Final remaining 1, 2 and 3 bedroom homes available for Shared Ownership.
Book an appointment todayIf you're looking for an affordable entry into home ownership, we have something for you.
Shared ownership is a part-buy/part rent scheme, which helps you to get a foot on the housing ladder by purchasing shares in a home.
- Part-buy - you choose the amount of shares you want to buy, based on what you can afford. Shares usually start at 25% and go up to 75% of the full market value. You will normally need to obtain a mortgage for your share. You can choose to purchase more shares in the future until you own 100% of the property, this is known as staircasing.
- Part-rent - you will be charged a subsidised rent on the remaining share.
- Deposits - most buyers will use a mortgage to buy their share, this will include paying a deposit. A deposit can be as low as 5% of the share that is being purchased, which makes it more accessible for those who can't afford a deposit on the full market value.
Thrive Homes has a number of homes available for Shared Ownership. Some of these homes are newly built modern homes on developments in and around the home counties, whilst others are existing homes that have been refurbished. Thrive offers an initial 990 year lease on all of our Shared Ownership homes.
To be eligible for shared ownership you must:
- earn under £80,000
- not be an existing homeowner, or be in the process of selling your current home
- be able to afford all the associated costs with owning a home.
Some of our homes may require you to meet certain criteria for example have a connection to the local area, this information will be provided per development.
All customers who wish to purchase a Shared Ownership home will need to complete a financial assessment to ensure the chosen home is affordable. The Thrive sales team will guide you through from your initial first inquiry right through to move in day!
Hear from some of our buyers
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We couldn't believe Thrive could offer us exactly what we needed
After exploring various options to buy including moving out of the area, Suzanne and her husband came across a refurbished home for shared ownership from Thrive Homes.
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Making homes accessible to families in Burnham
With all of the townhouses available through the government's shared ownership scheme, first-time buyers have been provided with access to a family home in an area that would otherwise be unaffordable.
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I’ve moved five times in the last five years, and it is nice to know that I can now be settled
Chris, who is self-employed and works in the arts sector, had previously moved five times in as many years whilst living in rental properties, before finding the perfect Shared Ownership property for him.
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Shared Ownership helped me buy a home in my local area
Knowing she wanted to remain in the local area where her children are at school, Joanne found a route into affordable homeownership through Thrive's Shared Ownership Refurbishment Programme.
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